Disclaimer
Information, content, products or services delivered by MPmoney may come via third parties.
While MPmoney will use its best endeavours to ensure that the information is correct at the time it is provided, MPmoney cannot and do not represent, endorse or guarantee the accuracy or reliability of any of the information contained on, distributed by, purchased, procured, downloaded or accessed from this website.
To the full extent permitted by law, MPmoney and its officers, employees, agents and associates exclude all liability for any loss or damage (whether direct, indirect, special or consequential) which may be suffered or incurred from the use of, or reliance upon, the information contained on, distributed by, purchased, procured, downloaded or accessed from this site.
MPmoney accepts no liability for loss of business, personal distress, inconvenience or any other damage associated with or resulting from accessing, procuring or downloading the information, products or service on this website or through use of MPmoney services.
Any warranty or condition that would otherwise be implied in this agreement is excluded to the full extent permitted by the law. Where statute implies any condition or warranty in relation to your use of this website and that statute prohibits and exclusion or modification of that then, then that term is included in these conditions.
However, the liability of MPmoney is limited, at your option, to one of the following:
(a) if the breach relates to goods:
(i) the replacement of the goods or the supply of the relevant goods;
(ii) the repair of the goods;
(iii) the payment of the cost of replacing the goods or of acquiring equivalent goods; or
(iv) the payment of the cost of having the goods repaired;
(b) if the breach relates to services:
(i) the supplying of the services again; or
(ii) the payment of the cost of having those services supplied again.

Reliability and Performance are not Guaranteed
MPmoney obtains products and information from third parties and cannot guarantee the reliability or performance of this information. It advises that:
(a) handsets must support short message services (SMS) in order to accept the information that is downloaded;
(b) the information downloaded or otherwise obtained from this website will operate only on a phone connected to the Australian GSM/3G/4G mobile network and may not work outside Australia.

(c) information is delivered to handsets via third party telephone operators and therefore delivery cannot be guaranteed.
(d) some products and services may contain expiry dates. You acknowledge that by purchasing products and/or services from MPmoney, you accept the terms of these expiry dates.

Acknowledgement of Copyright
This website and its contents are subject to copyright under the laws of Australia and by international treaty. By accessing this website, you agree to comply with these laws. This means that you may not reproduce, copy, transmit, adapt or otherwise infringe the copyright in the whole or part of this website for any purpose otherwise than as allowed by this agreement or under the law.

Choice of Law
By accessing MPmoney, you accept that any disputes about this website or the information contained on this website are to be determined by the law and courts of the Victorian Government.
The information provided on this website is supplied in accordance with the laws of Victorian and the Commonwealth of Australia. If you access this site from overseas, you do so on your own responsibility and you alone will be responsible for complying with the law where you are located.

Privacy Policy
MPmoney is committed to protecting your privacy. However, in order to reduce the usage cost of our products and services and make them as effective as possible, MPmoney may collect and collate certain information and provide that information to partners or advertisers. This policy statement outlines the conditions under which this information gathering process will take place.
Except as required by law or necessity, MPmoney will not sell, trade or otherwise disclose to third parties any personal information derived from the registration for or use of the website without the express consent of the person concerned.

Marketing Policy
MPmoney may collect personal information as outlined below. This information may be used to market or promote new services and products that we believe may interest you. This marketing will be by way of an email or SMS for each product or service.
MPmoney will never contact you directly. We will never give your personal information (including your email address) to third parties.

IP Addresses
MPmoney servers automatically record IP addresses along with which pages were visited within the MPmoney site and which information is previewed. This information is important to maintain and improve the MPmoney website and locate problem areas within our servers. No personal details are recorded with this information.
Information about total site usage it collected and aggregated and may be revealed to advertisers. However, at no time will personal or individual information be made available to partners or advertisers. MPmoney servers may log the last site you visited before the MPmoney website. This is done to best determine how to promote the MPmoney website. The information is recorded anonymously and will not be disclosed without your express permission.
MPmoney reserves the right to record IP addresses and other user-identifying information in order to prevent improper or illegal conduct or conduct that otherwise violates this agreement.

Cookies
A cookie is a packet of information sent from MPmoney servers to your computer that may be returned to the MPmoney website on a subsequent visit.
MPmoney uses cookies to remind us of who you are, to allow us to tailor our site to suit your needs and to ensure that you receive the proper information from our databases while you visit our website. MPmoney may sometimes pass on the information gained from the use of cookies to partners or advertisers. However, we will always ensure that such information is anonymous.

Staff and Contractors
MPmoney requires all staff to sign non-disclosure agreements and to abide by the principles of this privacy policy. If contractors or other third parties are engaged to perform tasks on our behalf, MPmoney will ensure where possible that all information is provided anonymously. Where this is not feasible, MPmoney will require that contractors or other third parties sign non-disclosure documents or otherwise deal with any information gained during their duties in a manner that is consistent with the principles of this privacy policy.

Registration and Contests
The MPmoney registration procedure requires that you provide certain demographic and other information. MPmoney uses this information to better customise the content of the MPmoney website to suit your needs and interests. MPmoney may also share this information with partners or advertisers, although only on an aggregate basis. The same principles apply to any information collected through online contests and surveys.

Security
MPmoney has put in place security measures designed to ensure the security and integrity of all information under our control. MPmoney will use its best endeavours to ensure that these measures are kept up to date.

Email, Phone, SMS

MPmoney may contact you via phone,email or sms for the purpose of transaction notifications such as, transaction receipt, transactions statement, rates, etc...), confirming you personal information and collecting further required information. However, your data will not be passed or used to any external party.